Planning a trip or vacation can be a very exciting experience - one filled with anticipation and high hopes. Apart from the fun and excitement, however, planning a trip can also be stressful and overwhelming. There is so much to consider and there never seems to be enough time to get it all done. Whether you are going somewhere exotic or just across the border, purchasing Travel Insurance should be on the top of your checklist of things to do before you leave, regardless of how long you’ll be away. Ironically, it’s the one thing many people fail to do.
As Canadians, we often take our access to universal healthcare for granted. If we fall ill or get into an accident, we go to the doctor or hospital without having to worry about the cost of a visit or hospitalization. Our prescription drugs are subsidized and affordable, and we are never denied treatment. It’s no wonder we don’t give taking out Travel Insurance the consideration it deserves.
Simply put, travelling without Travel Insurance means taking an unnecessary risk, which could result in paying out of your own pocket to cover unforeseen medical expenses. Your government-sponsored healthcare plan provides limited coverage when you travel outside of Canada and a simple visit to the doctor or the need to purchase medical supplies could set you back considerably.
By purchasing Travel Insurance you can travel with peace of mind knowing you are protected against the cost of medical expenses, including doctor visits, hospitalization and prescription drugs while on vacation.
In addition, Travel Insurance provides coverage against trip cancellation costs, lost or stolen valuables and lost luggage.
Why Stand-Up Advisor?
Stand-Up Advisor helps you gain a better understanding of available Travel Insurance products and coverage options. Our personalized service includes explaining the fine print and bringing any policy exclusion clauses to your attention, so that you can make an informed decision.
Independently owned, Stand-Up Advisor is not bound by exclusivity contracts that limit access to products offered by specified insurance companies. This allows us to do two things: 1) Gain access to all available products; 2) Compare and offer the most competitive rates based on our client’s needs.
At Stand-Up Advisor, our first priority is to provide you with all the necessary information about the product(s) you are considering purchasing. By asking the right kinds of questions, and comparing insurance products, you can ensure you purchase the Travel Insurance that’s right for you and your family. We can guide you through the process. Contact us to get a quote today.
At Stand-Up Advisor we:
- Ensure you know to what extent you are covered
- Practice full disclosure
- Provide an unbiased approach to consulting
- Compare quotes and offer the most competitive rates
- Have access to all available products
Travel Insurance and Exclusions
Like any other insurance product, Travel Insurance comes with exclusions, especially those relating to the types of activities you engage in while on vacation. Some products contain more coverage exclusions than others. For this reason, it is important to compare products with the help of a professional advisor.
Before you plan your next trip contact Stand-Up Advisor for a complete list of product options.